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Overcoming the COVID-19 Crisis:
SBA Loans, Grants and Incentives to Keep Americans Working

Governments at the local, state and federal level create a wide range of incentives for businesses. Many start with special interest groups who lobby for special programs.  Others are in response to economic crisis.  Yet others grow out of the desires of leaders who wish to advance certain causes.

However they come about, many remain available for other companies.  The challenge is there are hundreds of thousands of programs nationwide.  Finding the right programs for you and your business can be like finding the proverbial needle in a haystack.

Let the experts at Cloverfield Advisors work with you, identify the right programs and work with you to secure the funding you want.  These funds often come as grants, incentives and tax credits.

Some are earmarked for specific uses while others can be used by the owner for any purpose based upon activities already completed, salaries paid and more.

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Businesses, Business Owners & Independent Contractors

Employee Retention Credit (ERC)
You May Qualify Even if Your Received PPP Forgiveness

Initially, companies selected between PPP and ERC (ERTC) as it was easier to qualify for PPP. Under today’s laws, we may be able to help you qualify for both.

The calculations and qualifications are complex, but those who qualify may be able to receive up to $26,000 per employee. These are funds back to you, the business owner, which can be used for any purpose and do not need to be repaid.

SBA Disaster Loan Assistance

The COVID-19 Economic Injury Disaster Loans (EIDL) can help your business secure funding to maintain and rebuild your business.

Disaster loans relate to a specific disaster, such as COVID-19.  These loans may include a grant component, which equates to “free money” that does not need to be repaid.

Contact us if you would like assistance with this program.

SBA Paycheck Protection Program

An SBA loan that helps businesses keep their workforce employed during the Coronavirus (COVID-19) crisis.

The goal of this program is to keep people employed.

Loans are available up to 2.5x average monthly payroll, and up to 8 weeks of payroll may be converted to a grant (i.e., forgiven) without any taxable income recognized for that debt forgiveness.

Contact us if you would like assistance with this program.

Strategic Planning for Business Survival

Our professionals can help you position yourself to survive and continue growing through this crisis.

Unfortunately, many businesses will not survive the pandemic and ensuing recession. This is not the business owner’s fault, and the results of the family can be devastating.

Our experts can help your business secure grants, incentives, tax credits, as well as small business loans.

If you would like to speak with our experts, contact us today.